Credit Officer *Meet with loan applicants to identify their needs and collect information for loan applications *Analyze active loan files on a regular basis and recommend solutions to speed up the loan process *Reject loan applications and explain deficiencies to applicants *Respond to applicants questions and resolve any loan-related issues Candidate Profile *Good overall banking experience of 2 years or minimum of 1 years' credit experience in the financial service industry with strong credit skills and leadership qualities. *Need to be good communicator with bi-lingual skills Excellent written. verbal and communication skills \Computer literacy is a must ( MS Office package) School leavers are encouraged to apply